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Direct Lending Service & Selection


With today's interest rates and current market trends being what they are, now might be the right time for you to buy your new home, lower your monthly payments, consolidate your bills, improve your cash flow, or take care of some much needed home improvement. But not all mortgages and refinancing options are created equal, so how can you tell which one is right for your specific situation? Cardinal Financial will help you examine the many choices available and choose the smart, responsible way to get ahead. Our options include:

Our Mortgage Banker and Client Discussing a Residential Loan

Fixed Rates
Benefit from the security and stability of a fixed interest rate that will stay the same over the life of your mortgage.

Adjustable Rates
Give yourself a financial edge with an adjustable rate that can give you lower starting monthly payments and possibly help you qualify for a larger mortgage, plus save thousands of dollars over time.


By taking the time to understand your current financial picture and future financial goals, your mortgage banker can help you discern what you're looking for in your loan.

We Offer:

  • Home Equity Loans
  • Home Equity Credit
  • Home Improvement
  • Refinancing
  • Second Mortgages
  • Debt Consolidation
Mortgage Options
Our knowledgeable professionals will also be able to explain the additional terms included with each mortgage, such as lock-in periods, down payment options, amortization, and insurance requirements. The types of residential mortgages include:

  • Fixed & Adjustable Rate Mortgages
  • Federal Housing Administration (FHA) Loans
  • Veterans Administration (VA) Loans

Discover the Difference
Our commitment to making all our customers feel comfortable and satisfied with their financial decisions has made us a leader in the field of direct lending. Put this same dedication plus our extensive selection of financing options, wide range of industry resources, and professional experience to work for you. Find the ideal residential mortgage to meet your needs and receive the personalized service and competitive rates you deserve.

The Smiling Faces of Satisfied Clients Who Shopped for Residential Loans through Our Mortgage Bankers

Contact us today and start down the road to owning your slice of the American Dream. Fortify your financial future by getting the most from your money with a mortgage from Cardinal Financial.



Cardinal Financial
20000 Horizon Way Suite 150
Mount Laurel, NJ 08054-4320
Phone: (856) 235-8100
Fax: (856) 235-4795
Toll Free: (800) 334-5019
iolmedo@cardinalfinancial.com